When you apply for a mortgage or home loan, the lender will use your FICO score. In fact, three FICO scores will be used to determine what’s called your “middle score”. The middle score Your lender will pull one FICO…
Your credit score is just one factor that lenders use when deciding if, or how much, to lend to you. There are various loan types, which have different minimum scores, as well. Lenders also have their own thresholds for lending.…
Your middle score is typically used by mortgage lenders when determining your mortgage eligibility. To obtain your middle score, your lender will obtain a credit score from each of the three major credit bureaus (Experian, TransUnion, and Equifax). Of those…