The CFPB (Consumer Financial Protection Bureau) now allows debt collectors to contact you on social media. Why this is bad for consumers Unethical debt collectors It’s now unknown how debt collectors can contact you on social media. It’s unknown…
In the recent years, there’s been a surge in the number of companies offering consumers the chance to increase their credit score by updating their credit reports with payments made to companies that don’t traditionally report to credit bureaus….
Your credit score is just one factor that lenders use when deciding if, or how much, to lend to you. There are various loan types, which have different minimum scores, as well. Lenders also have their own thresholds for lending.…
A secured credit card is a great way for someone to build or rebuild credit if they have a poor credit history or little to no credit history. The main difference between secured credit cards and unsecured credit cards is…
The credit score that you will need to obtain credit will depend on a number of factors, including the type of credit that you’re seeking, and most importantly, the individual lender’s criteria. Generally speaking, buying a car requires less scrutiny….